The Ultimate Guide to Fintech
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
American Fintech News
Regional stories with direct local relevance
Robinhood opens AI agents to trading & card spending
Customers can now let their own AI software place equities trades or make card purchases, but Robinhood says safeguards and limits still apply.
SoFi launches bank-issued stablecoin in banking app
Millions of customers can now use a bank-backed digital token in a mainstream finance app, marking a rare move into consumer stablecoins.
Candescent signs EverBank branch modernisation deal
Branch customers at EverBank are set for faster transactions as the lender replaces legacy teller systems across 41 financial centres.
Citizens Bank picks MANTL to speed account opening
Customers could open deposit accounts faster, as the Tennessee lender expects automation to cut delays and reduce staff paperwork across channels.
Mastercard wins New York BitLicence for digital assets
The approval gives Mastercard a regulated route into stablecoins and tokenised deposits as banks and fintechs test faster settlement systems.
Farsight launches AI tool for finance deal materials
Finance teams could cut hours of manual drafting as the new tool builds full deal packs, including CIMs, from a single prompt.
Analyst Insights
Research and market analysis connected to Fintech
Featured News
Sage Intacct builds explainable AI into accounting
Accountants facing staff shortages may gain faster workflows, as Sage Intacct’s new agent exposes its calculations, sources and audit trail.
Exclusive: Google Cloud reshaping finance with agentic AI
Banks must move beyond isolated pilots if they want agentic AI to deliver enterprise-wide gains, Google Cloud says.
Strong growth for Irish tech imports across Australia and New Zealand
Irish tech exports to Australia and New Zealand have surged nearly 60% in five years, with Enterprise Ireland backing rapid sector growth.
Confluent says data streaming will enable faster, better decisions
Confluent says organisations must shift to governed data streaming, with AI agents making millisecond decisions at scale.
Expert Columns
AI in crisis communications: why route knowledge beats the next new tool
The 70% problem: Why checkout is still where eCommerce goes to die
Data quality powers KYB: Mitigating risk and fighting fraud in real-time
How accurate address data powers identity verification
The missing link in eIDV: Why data quality drives fraud prevention
When identity becomes the payment rail
Building digital trust: Data quality provides a scalable path
AI can inspire travel, but it still can't book it. That's about to change
The disappearance of crypto and the rebirth of finance
Conquer the KYB challenge: How smarter data quality fuels fintech integrators
Interviews
Interviews and video coverage from the network
Recent Fintech News
Intuit cuts 17% workforce as it doubles down on AI
Hundreds of workers will lose jobs as Intuit simplifies its structure and redirects spending towards AI and financial services growth.
Equifax & GBG expand fraud partnership to US market
Businesses in the US will gain broader identity checks as Equifax data is added to GBG Go, while reciprocal tools will aid Equifax's fraud screening.
Mercury raises USD $200 million in Series D led by TCV
Strong application growth and a push beyond startups helped Mercury secure new funding as it moves towards becoming a nationally regulated bank.
Alkami webinar spotlights digital maturity in banking
Banks are under pressure to speed onboarding and tighten fraud controls as more institutions move AI from trials into daily business banking use.
FVSBank partners with MANTL to speed account opening
Customers at FVSBank will be able to open more deposit accounts online in minutes, as the bank unifies branch and digital onboarding.
Zip US teams with InComm on gift cards in instalments
Shoppers can now spread the cost of gift cards in Zip's app, as buy now, pay later usage keeps widening across the US.
Relay secures USD $50 million to fuel small business growth
The funding will help Relay expand among US small firms as it passes USD $1.3 billion in managed deposits and 150,000 customers.
Primer raises USD $100 million to boost AI & US growth
The payments infrastructure firm plans to hire up to 50 people in the US as it channels fresh capital into AI tools and expansion.
Accordion appoints two to lead finance advisory practices
The hires bolster Accordion's push into AI-driven finance work for private equity clients as demand grows for tighter reporting and faster exits.
ChatGPT adds Plaid-linked personal finance preview
Users can now ask ChatGPT about their own spending and savings after OpenAI added a Plaid-linked finance preview for US Pro subscribers.
Sturgis Bank partners MANTL for faster account opening
Customers will be able to open accounts in minutes as the Michigan lender automates more than 85% of application decisions across channels.
TACEO launches confidential payments for x402 on Base Sepolia
Businesses using x402 could keep payment amounts and balances private, as TACEO's new Merces-based system targets confidential transactions on Base.
Scam losses more than double as fraud hits consumers
More consumers are losing larger sums to fraud as fake invoice and investment scams drive the biggest financial harm, F-Secure says.
ZyG raises USD $60 million to scale AI commerce tools
The cash will fund ZyG OS as online merchants seek AI systems to cut acquisition costs, unify data and scale faster.
Alkami report shows digital banking gaps at US banks
High abandonment rates and thin business tools are blunting banks’ digital gains even as customer adoption of online services rises.
Major banks join LTX for AI-powered bond trading platform
The addition of five Wall Street banks gives LTX deeper liquidity and board backing as it tries to win more corporate bond trading flow.
Avant's AI virtual agent handles 62% of customer calls
Customers at Avant Card are seeing faster support, with AI now resolving 62% of inbound calls and freeing staff for complex cases.
FIS & Anthropic launch AI agent for bank crime probes
Banks could cut anti-money laundering case reviews from hours to minutes, as the new system keeps data and audit trails inside FIS's controlled environment.
InstaSwitch raises USD $4.7 million for banking switch tool
Banks could lift deposits faster as the new software helps small firms move payroll, income and payments to fresh accounts within days.
Penn State expands Flywire role for tuition payments
The move will streamline billing and refunds for more than 100,000 students as Penn State automates tuition processes and cuts manual errors.
Job Moves
Accordion appoints two to lead finance advisory practices
Alchelyst names three senior leaders after Lyra merger
Halcyon hires Dave Hannigan as ransomware Security Chief
Agentic AI foundation names David Nalley as Board Chair
Testlio expands AI testing push & appoints new CEO
